Archive for the ‘Financial Services’ Category

By Joseph Pressley

You get preoccupied with a lot of things that you tend to forget one of the most important things in your life which is your health. Sometimes, you get to avail car or property insurances that you fail to remember that you have to avail one for your health also. You tend to forget that without proper care and attention of your health, you will not be able to continue work and support your needs. When you get yourself into trouble like getting sick for how many days, your work will be affected. You will get even sicker of worrying on how you and your family will be able to get through these tough times.

The work of disability insurance comes to play when you are caught in this kind of situation. Generally, you may be faced with a financial struggle if you are sent to the hospital due to a certain malady. The financial crisis even gets worse when you are advised to stay at home for how many days. That is why in order to avoid these kinds of situations, availing the right insurance would be recommended. You need someone to aid and support you and your family when faced with this kind of trouble.

The long term disability insurance is a type of financial security that you can experience especially if you were able to pay the insurance company for at least 6 months. It can provide you with a hefty sum that can help you and your family survive even while you are not working due to some disability. It works just like a stun baton. It gives you assurance and confidence that you have a greater chance to make it through even during some very dangerous and troubling times.

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You may need to ask an agent when it comes to other terms and conditions related to this type of insurance. Before you are eligible to experience the benefits and coverage of this disability insurance, you will have to pay a certain amount for how many months. It can continue for how many years since it is long term and it depends on the company when the coverage will cease to work. You must have the necessary information so that you will be able to know what you are paying for and at what circumstances you will be able to use it.

Disability insurance rates can vary and they depend from the type of coverage that you choose and the company which you tried to avail it from. That is why you need to make a thorough search when it comes to the company that you will invest your money. It is just like looking for the best stun pen in the market today. You need to make some considerations or try to create a list as to what you would require from the product or service that you want to have.

You can definitely make it through some unpredictable and unavoidable situations wherein you need some financial support during your rest after being hospitalized. Getting the insurance will keep you protected and confident that you will survive these tough times.

About the Author: Joseph Pressley is a certified TASER instructor and a Tae Kwon Do black belt and a father of two. He is the co-founder of which provides a good variety of

Stun Baton



for personal protection. To learn more on how these products can save your life, please visit


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By Nicholl McGuire

Before you file your divorce paperwork, be sure your life is planned in the way that you want others to view it– positive, stable and politically correct. If you have to change everything about who you are for the sake of your children, then do it. Your strategy in a divorce is to make yourself look as if you “got it together.” Don’t divorce if you know the odds are not in your favor, no matter how much you would like to get rid of your spouse. The following actions will definitely put you in a position that you don’t want to be in, so avoid them:

1. Telling your ex and others that may know your ex about the new man/woman you are seeing. Parading around town with him or her months after filing for the divorce.

2. Becoming pregnant or getting someone pregnant while married or within a year after your divorce.

3. Relocate without the children even if it is temporary.

4. Talk to his/her in-laws about your relationship.

5. Tell mutual friends about your intentions.

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6. Forget to record phone calls or videotape moments that could damage his/her opportunity to have the children.

7. Show up in court without an attorney.

8. Listen to bad advice, particularly from people who have not gone through what you are going through.

9. No financial or mental support from church, family or friends.

10. No significant money saved in a savings account, stocks, mutual funds, CDs, or IRAs.

11. Children are not involved in any activities while in your care.

12. You are not involved in any nonprofit, civic or charitable organizations.

13. No driver’s license.

14. No job.

15. Acquired new incidents on your police record.

16. Be seen out in the public drinking.

17. Do drugs.

18. Have friends who participate in illegal activities.

19. Write or sign anything that could be used against you in court such as hate letters, informal documents, notes, etc.

20. Be irresponsible such as miss doctor’s appointments, take the children to dangerous places, have too many caretakers, work long hours, etc.

21. Being physically and emotionally abusive.

About the Author: Nicholl McGuire, Freelance Writer, mother of four and divorced. To access your current situation, visit:

Should You Stay or Should You Go?


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By John Velazco

On more than a few occasions you need to suppress all your cravings in the last week of the month due to lack of cash. Cash allows you enjoy all the moments in your life and there should be no hurdle in enjoying those moments of life due to cash shortages. Cash advance loans help you enjoy all the moments of life. Cash advance loans can be applied for within minutes and are processed in a couple of hours and cash is deposited into your bank account within 24-hours.

Cash advance loans are provided for a short duration of time in the middle of month for that reason; they are called interim loans. Cash advance loans are provided for 7 to 21 days. The only difference between usual loans and Cash advance loans is that they are provided in time at whatever time you want them. Cash advance loans do not take a great deal of time for processing. Interest rates differ in accordance with lenders.

Interest rates are somewhat high for that reason; you are required to be sure to repay the loan in specific time given that you will be charged with late fees and higher interest rates, if you do not pay on the dot. Cash advance loan lenders provide amount from $100 to $1500. Another thing that makes these loans superior to others is that you do not need to declare the cause behind borrowing the loan. You can spend cash whichever way you like.

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Cash advance lenders request the borrower to fill a simple online form to gather a few personal details with reference to the borrower like name, address, phone number, bank account number, employment and so on. Lenders often look for an active checking account just about three months old for the reason that lenders deposit the cash by means of electronic transfer into the borrowers account subsequent to the processing. Then again, cash is electronically pulled back into the account of lenders the moment the paycheck is credited into the borrower’s account. Cash advance loans are unsecured payday loans hence, lenders request the borrower to provide with employment details to make out if borrower has the capacity repay the loan amount or not. The loan amount that is lent to any borrower relies on ability of the borrower to pay it back.

You meet the requirements for cash advance loans regardless of whether you have got an excellent credit record or bad credit record. Lenders do not carry out credit checks for borrower’s credit record this as well save time and cash advance loans are provided faster than other type of loans. Borrower is required to be of 18 years or more of age and should have a stable job with steady income to meet the criteria for cash advance loans. Take care that the lender you apply with is not sham, therefore you must ask other borrowers who have taken services from the said lender. That apart, still if you do need cash as quickly as possible, submit an online application for cash advance loans and get relieved within hours.

About the Author: John is an expert in the field. For more information on cash advance, and online cash advance loans Please visit:


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